Orrstown Bank Promotes National Protect Your Identity Week

Shippensburg, PA (October 15, 2010) – In recognition of National Protect Your Identity week on Oct. 17-22, Orrstown Bank is urging customers to pay particular attention to identity theft prevention.

“Orrstown Bank works diligently to protect our customers from identity theft,” said Jeff Embly, EVP and Chief Credit/Risk Officer. “We use a combination of safeguards to protect customer information, such as employee training, strict privacy policies, and rigorous security standards. But we can’t do it alone. Customers can help us protect them by following a few simple precautions.”

Orrstown Bank encourages customers to follow some simple steps to avoid becoming a victim:

• Shred or tear up statements and other personal information. Criminals may be able to get access to your accounts and personal information by “dumpster diving” (retrieving canceled checks, deposit receipts or bank statements from dumpsters or trash bins).

• Keep an eye out for any missing mail, particularly account statements and bills that do not arrive when expected.

• Review your monthly accounts regularly for any unauthorized charges through the Internet, phone or ATM statements.

• Order free copies of your credit report once a year from each of the credit reporting agencies to ensure accuracy. Go to the Federal Trade Commission’s authorized web site www.annualcreditreport.com for your free credit report.

• Choose to do business with companies you know are reputable, particularly online. When conducting business online, use firewalls, anti-spyware and anti-virus software and do not respond to unsolicited requests for personal information.

• Protect your PINs and passwords. Use a combination of letters and numbers for your passwords and change them periodically.

• Report any suspected fraud immediately to your bank and the fraud units of the three credit reporting agencies.

A special website is available that offers consumer tips, steps for victims and a state-by-state list of Protect Your Identity Week events. There’s also an online ID quiz that can help determine how prone one may be to identity theft. Click here to visit the site: http://www.protectyouridnow.org/.

With over $1.3 billion in assets, Orrstown Financial Services, Inc. and its subsidiary, Orrstown Bank, provide a full range of consumer and business financial services through twenty-one banking offices and two remote service facilities located in Cumberland, Franklin and Perry Counties, Pennsylvania and Washington County, Maryland. Orrstown Financial Services, Inc.’s stock is traded on the NASDAQ Capital Market under the symbol ORRF.