ORRSTOWN BANK’S MORGAN MILLER, JD PEARL, JEN RICHARD, AND LEE HARTER COMPLETE PBA SCHOOL OF BANKING

(June16, 2009) – Morgan Miller, JD Pearl, Jen Richard, and Lee Harter of Orrstown Bank completed coursework at the 2009 PBA School of Banking, May 31st to June 5th, at the Penn Stater Conference Center in State College, PA.

Morgan has served the banking industry for 10 years. During that time she has held many different positions; starting out as a bank teller and succeeding to a Branch Executive Officer. She is currently responsible for overseeing the day-to-day activities at the Orchard Drive Branch location.

JD has served the Hagerstown banking industry for 9 ½ years. In that time he has served as Customer Service Representative, Assistant Branch Manager and is currently the Branch Executive Officer at Orrstown Bank’s Eastern Boulevard office. In those roles he has worked with all areas of branch banking including retirement, savings, checking and loan accounts.

Jennifer has served the Carlisle banking industry for 1½ years. In that time she has served as Branch Executive Officer at Orrstown Bank’s Stonehedge office located along Walnut Bottom Road. In this role she has worked with all areas of branch banking including retirement, savings, checking and loan accounts.

Lee currently serves as the Branch Executive Officer at Orrstown Bank's Norland Avenue office. In this role he has worked with all areas of branch banking including retirement, savings, checking and loan accounts.

The PBA School of Banking provides students with a broad base of knowledge of the financial services industry, which can be applied in a practical manner. Topics taught at this school cover the banking system, understanding bank financial statements, marketing to customers, compliance, lending, motivation and supervision.The Pennsylvania Bankers Association, located in Harrisburg, PA is Pennsylvania’s largest banking trade association representing an expansive and diverse membership. The association offers extensive continuing education programs, government relations representation on behalf of the industry and provides numerous products and services for banks and their employees.

With over $1 billion in assets, Orrstown Financial Services, Inc. and its subsidiary, Orrstown Bank, provide a full range of consumer and business financial services through twenty-one banking offices and two remote service facilities located in Cumberland, Franklin and Perry Counties, Pennsylvania and Washington County, Maryland. Orrstown Financial Services, Inc.’s stock is quoted on the NASDAQ Capital Market under the symbol ORRF.